9 Fast Fixes for Your Credit Scores via MSN Money

If your scores are below 760, you may not be getting the best rates for loans or insurance — so doing some credit repair can save you money. So you’ve …

Credit Tip – Types of Credit

The types of credit you use makes up 10 percent of your credit score. The credit scoring model wants to see a balanced makeup of credit on your report. To …

How to Raise Your Credit Score

1. Pay Your Past Due Accounts Make sure all of your accounts are current. Paying the amount that shows as being past due on the credit report can increase your …

Credit Tip – Last Application for Credit

Your last application for credit makes up 10 percent of your overall credit score. You can negatively impact your credit score by opening new credit accounts. Especially if you apply …

Credit Tip – Length of Credit History

Length of Credit History – 15% – How long have you been using credit? In general, a longer credit history will increase your credit score. If you have been using …

Credit Tip – Your Outstanding Debt

This is equal to 30% of your credit score. The credit scoring model looks at the total amount outstanding on all accounts, as well as how much you owe  on …

Credit Tip – Your Payment History

Start/Continue Paying Your Bills On Time! This makes up about 35% of the typical credit score. Your payment history shows how responsible you are with the credit extended to you. …

Visit our site | Check our site