Category Archives: Tips

Credit Score Myth 3: Checking Your Own Credit Reports Hurt Your Score

As a consumer, you need to check your scores regularly to ensure all is well in your credit world. The minimum recommendation is once per year, but I recommend at …

Credit Score Myth 2: Reduce Your Credit Limits

Reducing your credit limits DOES NOT help your score! Does this need to be repeated? 🙂 Reducing the amount between your available credit and the amount you have actually used …

Credit Score Myth 1: Closing Credit Acounts Will Help Your Score

You may periodically hear recommendations from people advising you to close your open credit accounts. In fact, you might hurt your score more by closing accounts that are currently open. …

Credit Score Improvements – The Correct Way (Step 2)

Pay Your Bills on Time Imagine the idea that paying your bills on time can help you improve your credit scores! Yes…that was sarcastic, but you need to be mindful …

9 Fast Fixes for Your Credit Scores via MSN Money

If your scores are below 760, you may not be getting the best rates for loans or insurance — so doing some credit repair can save you money. So you’ve …

Credit Tip – Types of Credit

The types of credit you use makes up 10 percent of your credit score. The credit scoring model wants to see a balanced makeup of credit on your report. To …

How to Raise Your Credit Score

1. Pay Your Past Due Accounts Make sure all of your accounts are current. Paying the amount that shows as being past due on the credit report can increase your …

Credit Tip – Last Application for Credit

Your last application for credit makes up 10 percent of your overall credit score. You can negatively impact your credit score by opening new credit accounts. Especially if you apply …

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