Category Archives: Credit

Millions of credit reports have errors by Blake Ellis (CNNMoney.com)

Millions of Americans have mistakes on their credit reports, some of which are serious enough to lower credit scores and result in worse credit offers, a new government study finds. …

Using a credit card? Watch out for the ‘checkout fee’ (CNNMoney.com)

NEW YORK (CNNMoney) You might want to think twice before whipping out your credit card. As of Sunday, stores in most states could start charging you a “checkout fee” when …

Great credit score? Think again (CNNMoney)

NEW YORK (CNNMoney) Your 790 credit score might not be as great as you think it is. For example, while a FICO score of 790 out of 850 is considered …

Credit Score Myth 3: Checking Your Own Credit Reports Hurt Your Score

As a consumer, you need to check your scores regularly to ensure all is well in your credit world. The minimum recommendation is once per year, but I recommend at …

Credit Score Myth 2: Reduce Your Credit Limits

Reducing your credit limits DOES NOT help your score! Does this need to be repeated? 🙂 Reducing the amount between your available credit and the amount you have actually used …

Credit Score Myth 1: Closing Credit Acounts Will Help Your Score

You may periodically hear recommendations from people advising you to close your open credit accounts. In fact, you might hurt your score more by closing accounts that are currently open. …

How do you straighten out a credit file mix-up? (CNN Money) — by Marc Mewshaw

My mother and her ex-daughter-in-law shared the same first and last name. My ex-sister-in-law has ruined her credit ratings, and now my mother is having issues with her checks, charge …

Credit Score Improvements – The Correct Way (Step 2)

Pay Your Bills on Time Imagine the idea that paying your bills on time can help you improve your credit scores! Yes…that was sarcastic, but you need to be mindful …

Credit Score Improvements – The Correct Way (Step 1)

Step 1: Start by Ordering a Copy of Your Credit Report There is no way for you to develop a plan for improving your credit scores without knowing where you …

9 Fast Fixes for Your Credit Scores via MSN Money

If your scores are below 760, you may not be getting the best rates for loans or insurance — so doing some credit repair can save you money. So you’ve …

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