Monthly Archives: December 2012

Credit Score Myth 3: Checking Your Own Credit Reports Hurt Your Score

As a consumer, you need to check your scores regularly to ensure all is well in your credit world. The minimum recommendation is once per year, but I recommend at …

Credit Score Myth 2: Reduce Your Credit Limits

Reducing your credit limits DOES NOT help your score! Does this need to be repeated? 🙂 Reducing the amount between your available credit and the amount you have actually used …

Credit Score Myth 1: Closing Credit Acounts Will Help Your Score

You may periodically hear recommendations from people advising you to close your open credit accounts. In fact, you might hurt your score more by closing accounts that are currently open. …

How do you straighten out a credit file mix-up? (CNN Money) — by Marc Mewshaw

My mother and her ex-daughter-in-law shared the same first and last name. My ex-sister-in-law has ruined her credit ratings, and now my mother is having issues with her checks, charge …

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